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I/We am/are a person resident in India and that all the
particulars and information given in the
application form are true, correct and complete and that they
shall form the basis of any loan that
may be granted to me/us by the partner bank or NBFC ("Lender")
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I/We will promptly inform
Harley-Davidson® Finance and the
Lender
(through Harley-Davidson® Finance)
regarding any change in my above mentioned details and will
provide any further information that
may be required
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I/We have read the brochure, terms and conditions applicable to
the loan I/We have applied for
(including applicable schedule of charges, fees, commissions and
other the key facts informed to
me/us by the Lender) and I/We understand and accept the terms
thereof;
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The loan granted by the Lender to me/us will be governed by the
rules, terms, conditions, policy
and procedures of the Lender (who will sanction and disburse the
funds in relation to my loan),
which may be in force, from time to time, and agree that the
terms and conditions subject to which
the loan is granted may be changed by the Lender and I/We will
be bound the amended terms and
conditions;
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Submission of the loan application to
Harley-Davidson®
Finance
and/or the Lender does not imply
automatic approval by the Lender and the Lender will decide the
quantum of the loan at its sole and
absolute discretion. The Lender reserves the right to reject the
loan application in accordance
with the rules, terms, conditions, policy and procedures of the
Lender, which may be in force, from
time to time, and retain the loan application form along with
any photograph, information and
documents. In case of rejection, the Lender shall not be
required to give any reason;
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The Lender and/or Harley-Davidson®
Finance shall have the
right to
obtain, disclose, and share any
and all information pertaining to me/us (including personal
information, details in relation to
loan, defaults, security, etc.) with Credit Information Bureau
of India, any other governmental
entity, credit bureaus, Reserve Bank of India, the Lenders
other branches/subsidiaries/affiliates,
other banks/financial institution or any other third parties,
who may need, process and publish the
information in such manner and through such medium as it may be
deemed necessary by the
publisher/Lender/Reserve Bank of India, in compliance with
applicable law, as also use such
information for KYC information verification, credit risk
analysis or for other related purposes;
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I/We further agree that the Lender and/or
Harley-Davidson®
Finance may use any and all information
pertaining to me/us (including personal information) for
marketing purposes and to otherwise
further Lender's or
Harley-Davidson® Finance's
business
purposes
to the maximum extent allowed under
applicable law including to contact me via phone, email,
physical mail or any other reasonable
method of contact and I give my express consent for Lender and
Harley-Davidson® Finance to
contact
me via any of those methods to sell or promote other products
and services;
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I/We further agree that the Lender and/or
Harley-Davidson®
Finance
may disclose, in strict
confidence, to other institutions, personal information
concerning me/us as may be reasonably
necessary for reasons inclusive of, but not limited to,
participation in any telecommunication or
electronic clearing network, for compliance with a legal
directive or for fraud prevention
purposes. For any information so obtained, disclosed, or shared,
I/We agree and confirm that I/We
will not hold Harley-Davidson®
Finance and/or the Lender
responsible for the use and disclosure of
such information
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In case of any guarantee or security of third party is intended
to be provided as security for the
loan to be sanctioned to me/us, I/We acknowledge and give
consent that the Lender may disclose the
information pertaining to me/us and the details of the loan
granted to me/us to such third party
surety and/or guarantor;
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I/We will utilize the funds received under the loan agreement for
the purposes for which the loan
has been applied and will not utilize the funds for any
purpose(s) which are prohibited under any
law for the time being in force including but not limited to
investment(s) in capital market(s),
speculative or antisocial purposes;
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I/We confirm that no cash/blank cheque has been given by me/us
along with this Application to
representative/staff of
Harley-Davidson® Finance and/or
the
Lender, nor have I/We been promised any
free gifts/inducements to apply for the loan
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No discount or free gift or any other commitment whatsoever is
given to me/us by Harley Davidson
Finance and/or the Lender or any of their authorized
representative(s) other than what is not
documented in this Application and the terms and conditions of
the agreement to be executed
pursuant to the loan;
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I/We have not taken any loan from any other bank/finance company,
except as provided in this
application; and
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There is no impediment or restriction (whether legal or judicial)
against me/us and/or my/our asset
filed/reported by any other bank/financer. I/We understand that
the loan amount may include amounts
in excess of the value of the bike, if approved by the Lender,
to finance the cost of accessories,
ancillary products, and insurance without any additional
documentation.
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I/We understand that Harley Davidson - HDFC Bank Credit Card is
only a program of H-D Motor Company India Private Limited
(hereinafter Harley-Davidson®) to
facilitate the Credit Card
to its
Customers by associated/partner bank (hereinafter 'Bank').
Please
note that approval of Credit Card shall be at the sole
discretion of
Bank and will be subject to the rules, terms, conditions, policy
and
procedures of the Bank. All aspects of the Credit Card will be
governed by the issuing Bank. The Bank and/or
Harley-Davidson® shall
have the right to obtain, disclose, and share any and all
information pertaining to me/us (including personal information,
details in relation to loan, defaults, security, etc.) with
Credit
Information Bureau of India, any other governmental entity,
credit
bureaus, Reserve Bank of India, Bank's other
branches/subsidiaries/affiliates, other banks/financial
institution
or any other third parties, who may need, process and publish
the
information in such manner and through such medium as it may be
deemed necessary by the publisher/Lender/Reserve Bank of India,
in
compliance with applicable law, as also use such information for
KYC
information verification, credit risk analysis or for other
related
purposes.
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I/We further agree that the Bank and/or
Harley-Davidson® may
use
any and all information pertaining to me/us (including personal
information) for marketing purposes and to otherwise further
Bank's
or Harley-Davidson®'s business
purposes to the maximum
extent allowed
under applicable law including to contact me via phone, email,
physical mail or any other reasonable method of contact and I
give
my express consent for Bank and
Harley-Davidson® to contact
me via
any of those methods to sell or promote other products and
services
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I/We further agree that the Bank and/or
Harley-Davidson® may
disclose, in strict confidence, to other institutions, personal
information concerning me/us as may be reasonably necessary for
reasons inclusive of, but not limited to, participation in any
telecommunication or electronic clearing network, for compliance
with a legal directive or for fraud prevention purposes. For any
information so obtained, disclosed, or shared, I/We agree and
confirm that I/We will not hold
Harley-Davidson® and/or the
Bank
responsible for the use and disclosure of such information.
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I/We confirm that no cash/blank cheque has been given by me/us
along with this application to representative/staff of
Harley-Davidson® and/or the Bank,
nor have I/We been
promised any
free gifts/inducements to apply for the Credit Card. No discount
or
free gift or any other commitment whatsoever is given to me/us
by
Harley Davidson and/or the Bank or any of their authorized
representative(s) other than what is not documented in this
Application and the terms and conditions of the agreement to be
executed pursuant to the Credit Card.
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I hereby appoint Harley-Davidson®
as my authorized
representative
to receive my credit information from cibil/experian etc., as
applicable. I hereby irrevocably and unconditionally consent to
such
credit information being provided by experian at my registered
email
id.